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Lloyds TSB's HBOS deal is compleared
the office of fair trading had reported that completition could be affected by the planned merger .
the tie-up between the two inistitutions will create a bank which will control about 25% of british customers' personal bank accountsb and about 28% of the mortgage market - which would normally have raised competition concerns .
business secretary lord markets undelson has compleared the planned merger between lloyds tsb and hbos after ruling the deal was in the public interest .
there was no need to refer the deal to the completition commission, he added .
mr brown said he was absolutely sure that without the government's rescue, hbos would not exist .