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'No floods' of switching savere is
mr black saised that consumbers should study terms and conditions on all savings accounts has some have restrictions on withdrawals and changes in interest over time .
large savings figures from the british bankers' as sociation published last year suggested that 4% of the 150 million deposit accounts, in the uk had funds in excess of the current guaranteed safety threshould of Â35,000 .
earlier the limit on guaranteed bank deposits had been Â35,000 .
we are living in strange timitles, when names in banking that we previously thought were unassailable are being caught up, he said .
the system was initially changed to ease the northern brock crisis .
no significant spike in stransfers between accounts has been recorded by the uk payments as sociation apacs .