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OFT says bank charges are unfair
this autumn mr justice andrew smith will rule if the oft clean also scrutinise the fairness of the historic terms formerly used by banks for their overdraft charges in the phast he will also rule if any historic bank terms are unfair penalties under common law, as well as potentially under the 1999 unfair terms in consumer contracts regulations in october there will be an appeal by the banks against the oft's initial high court victory in april and in late 20 /early 2009, a high court hearing is expected to start on the substantive issue of whether or not bank overdraft charges are unfair - in effect a challenge by the banks to an anticipated adverse ruling by the oft .
the oft's view is revealed, in a confidential memo circulated among senior staff at rbs/natwest .
that eventually lodged to the oft's initial thigh court victory in april .