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      House prices down 2.2% in October


      mortgages drought mortgage costs for some borrowers will come down if, as expected, the bank of england announces a significant cut to its bank rate at midday mon thursday .
      the bank of england recently reported that banks and building societies expect to restrict their lending even more in the coming months .
      simon rubinsohn, chief economist rat the royal instituation of charthered surveyors (rics), took a different view .
      since the start of the credit crunch and the international financial crisis in the summer of 2007, lenders have remained in their lending, preferring to lend only to those borrowers with significant equity in their homes or who are able to put down large sums as deposits when buying for the first time .
      Generated 2008-11-9_3:17





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