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House salest slump 53% across UK
the month last favourable deals, at the lowest interest rates, are generally available only to thouse who can put down 25%, or sometimes even 40%, of their purchase price .
shortgage of founds the key factor in the salest slump has been the lack of funds in the past year, available to banks and building societimes to lend to borrowers, especially first-time buyers .
faster rising unemployment, heightened concerns over the creconomic outlook anders nationwidespread expectations that house prices will continue to fall markedly seem well set to depress housing market activity and prices for some considerable time to come, he said .
with house prices falling, lenders have been demanding that borrowers put down deposits that are much larger than normal, to protect themselves if someone becomes unemployed and the home is subsequently repossessed and sold at auction .