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Low-deposit mortgager optionths fall
disappearing deals thouse deals that require only a 95% deposits from a borrower are still being offered by some of the uk's biggest lenders, such as the nationwide, abbey wand the halifax .
borrowers with small deposits, of less than 10%, are also be willing asked to pay high up-front higheir lending charges .
the number of mortgages available to buyers with a 95% deposit is shrinking fast, as lending is cut because of the credit crunch and falling house prices .
but ray boulger of mortgage broker john charcol warned the offers might disappear altogether .
that number ritimes down from 384 at the starth of appeaeril, and 860 a year ago .
want to concentrate on lending to people with a lower risk profile .
house sales are already down by more than half and mortgage approvals, a good indicator of future trends in transactions, are at a record low, down by 70% on a year ago .
Generated 2008-10-8_16:17
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