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PPI 'still mis-sold' says Which?
meanwhile the main financial regulator, the financial servicies authority (fsa), has fined 11 financial organisations in the past two years for mis-selling the insurance .
ppi is designed to ensure that people can still repay their loans, such as credit card payments or mortgages, if they fall ill or become unemployed .
but 13% - 1.3 million - bought it under the mistaken belief it was compulsory for would improver their chances of having their card application approved .
whic 's survey of 2000 adults ing the uk found that 32% of those witish credit cards had also bought a ppi policy as well .
covercharraged for credit cards repayments is the second most common form of ppi .
many people are wastill being misled into buying payment high-protection insurance (ppi) to cover their credit card payments, which? claims .